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Call our toll free number and speak with a Loan Officer immediately! Our loan officer will walk you thru the entire loan process in detail and initiate your request. At this point the process will kick off expeditiously!
Oxotic will run an immediate appraisal based on information we collect from you during our initial call. This process will determine the maximum amount of money we will lend on your vehicle. We will ask for you to provide us with several pieces of documentation.
Items such as:
At this point we have agreed to terms of the loan. Your loan Officer will forward either an electronic contract for you to sign thru email. This means you can instantly sign your contract from you smart phone, tablet or computer. If you are not ready for this high-tech approach to contracts we can always send you a fax or PDF hard copy for you to sign, then scan or fax back.
From here we will coordinate two pickups:
Once the vehicle and title have been collected we will initiate the funding process with our bank. You will have several funding options that will be addressed in the contract. You may either receive a bank wire or cashier check. We do have *same day delivery or pick-up options coast to coast.
*This option is available for a fee.
Your loan contract will specify the specific details around the length of the loan and interest payment dates. However you are welcome to pay the loan back at anytime with ZERO prepayment penalties. You will just pay the balance due plus interest accrued.
We will accommodate your schedule on either a local pickup or delivery of your vehicle to your home or office.
"We attempt to make this process easy and simple for you at the same time delivering funds as fast as possible!"
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